Archive | Health Insurance

Health Insurance Marketplace Explained

Affordable Care Act a.k.a. Obamacare has created a new category of health insurance policies. These new policies will be sold on Health Insurance Marketplace. Health Insurance Marketplaces are also called Health Insurance Exchanges in some states. Health insurance companies will continue selling their traditional health insurance plan. But some of them will also sell a new […]

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Anthem Blue Cross Withdraws from California Small Business Exchange

Health insurance company Anthem Blue Cross has withdrawn from California health insurance exchange for small businesses. Anthem will continue to offer health insurance to small businesses outside the marketplace. Anthem is California’s largest health insurance company in small group market. This makes Anthem the first health insurance company in California to withdraw from small business […]

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Why is Health Insurance Expensive?

Why is health insurance expensive? As per a survey by CDC’s health insurance coverage survey 45.5 million Americans were without health insurance in 2012. This means a good 12% of American population is without any health insurance cover. Cost of health insurance is the major culprit.

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United Healthcare Sucks

Why does United Healthcare sucks? United Healthcare is the largest health insurance carrier in the United States. In 2012 United Healthcare generated a revenue of $103 billion and earnings of $7.8 billions. So the question is  With an earning of just under $8 billions the top executives of the company must be very well fed. So […]

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Health Insurance Help – How to Find It?

If you are reading this article then probably you are looking for health insurance help. Buying health insurance is a complex exercise. Health insurance policies are riddled with technical terms. Health insurance companies do not want to pay 100% of your health care costs. So carriers include exclusions and out of pocket expenses. You must […]

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Open Enrollment Explained

To buy health insurance from Health Insurance Marketplace you have to enroll during the open enrollment period. Health Insurance Marketplaces have been created as per Affordable Care Act a.k.a Obamacare. These marketplaces will be administered by either the federal government or the state government. Private health insurance companies like United Healthcare will sell insurance in […]

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