Author Archive | Vikram

Health Insurance Marketplace Explained

Affordable Care Act a.k.a. Obamacare has created a new category of health insurance policies. These new policies will be sold on Health Insurance Marketplace. Health Insurance Marketplaces are also called Health Insurance Exchanges in some states. Health insurance companies will continue selling their traditional health insurance plan. But some of them will also sell a new […]

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How is Auto Insurance Calculated?

Auto insurance calculation is a complex. Your auto insurance premium depends on a number of factors which can be split into the following broad categories. Factors Effecting Auto Insurance Premium Who You Are Auto insurance companies love to know about you before they sell you auto insurance. They want to know stuff like your education […]

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What Does Comprehensive Auto Insurance Cover?

Auto insurance is made up of a number of insurance covers like Personal Indemnity, Property Damage, Bodily Injury, Uninsured or Under-insured Bodily Injury, Collision Coverage and Comprehensive Insurance. Comprehensive insurance insures you against hazards that the other auto insurance covers do not. Comprehensive insurance provides cover for hazards like fire, hail storm etc. Lets take […]

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Is Hail Damage Covered By Car Insurance?

To cut the long story short, hail damage is usually covered by car insurance if you have a comprehensive cover. What is covered under comprehensive insurance and what is not varies from one company to another. If you want to know for sure the best way is to talk directly with the company or an […]

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Top 10 Auto Insurance Companies In California

There are more than 50 auto insurance companies in California. California auto insurers include big national players like Farmers Insurance as well as smaller local players. Some companies like 21st Century Insurance don’t insurance fancy expensive cars like Ferrari, Rolls Royce, etc. If you have one of these cars then Access Insurance is your company. […]

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