Insurance Dodo, Author at Insurance Dodo: Home, Auto, Business Insurance Made Simple

Anthem Blue Cross Withdraws from California Small Business Exchange

By Insurance Dodo / Health Insurance / 1 Comment

Health insurance company Anthem Blue Cross has withdrawn from California health insurance exchange for small businesses. Anthem will continue to offer health insurance to small businesses outside the marketplace. Anthem is California’s largest health insurance company in small group market. This makes Anthem the first health insurance company in California to withdraw from small business …

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Health Insurance Help – How to Find It?

By Insurance Dodo / Health Insurance / Leave a Comment

If you are reading this article then probably you are looking for health insurance help. Buying health insurance is a complex exercise. Health insurance policies are riddled with technical terms. Health insurance companies do not want to pay 100% of your health care costs. So carriers include exclusions and out of pocket expenses. You must …

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Open Enrollment Explained

By Insurance Dodo / Health Insurance / 2 Comments

To buy health insurance from Health Insurance Marketplace you have to enroll during the open enrollment period. Health Insurance Marketplaces have been created as per Affordable Care Act a.k.a Obamacare. These marketplaces will be administered by either the federal government or the state government. Private health insurance companies like United Healthcare will sell insurance in …

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Best Health Insurance Companies in California 2013

By Insurance Dodo / Health Insurance / 3 Comments

The result for best health insurance companies in California is out. PPO quality summary ratings is undertaken every year by California Department of Insurance. It is a bellwether survey which rates the larger PPO health insurance companies. About 7 million Californians are covered under PPO health insurance. For 2013 edition the report card covers …

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How to Lower Car Insurance Premium

By Insurance Dodo / Auto Insurance / 7 Comments

An average car insurance costs $1510 a year as per a recent Forbes article. The cost of insurance varies widely between states. Average car insurance premium in Louisiana is $2699. In California average car insurance costs $1816. Wouldn’t it be great if you knew how to lower car insurance premium without compromising insurance cover. Let’s …

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What is Copay?

By Insurance Dodo / Health Insurance / Leave a Comment

Definition of Copay Copay also called copayment or co-payment is a health insurance term. Even when you have an insurance cover (like a HMO plan or a PPO plan) you have to pay for a part of your health care expenses. Insurance companies will make you pay under three heads. Copay Co-insurance Deductible Let’s try to …

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What is PPO and How to Choose the Right PPO Plan?

By Insurance Dodo / Health Insurance / 1 Comment

What is PPO insurance? I have been getting this question quite a lot lately. PPO is an abbreviation for Preferred Provider Organization and it is a kind of managed health care insurance plan. PPO is formed by bringing together health care providers like doctors, nurses, hospitals, medical labs, pharmacies, X-Ray centres, etc under an agreement. These …

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Top Health Insurance Companies – The Big Boys

By Insurance Dodo / Health Insurance / Leave a Comment

Health insurance is probably the most important amongst all insurance policies. I am starting this blog by compiling a list of top health insurance companies in the United States. There are 803 health insurance companies in United States (Source: Insurance Information Institute) which provide major medical insurance. Covering them all in one blog post is an impossible task. Because health …

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