Dan Olson

I am licensed to sell property, casualty, life, and health insurance. I have helped thousands of people buy insurance. In the past 12 years in the insurance business, I've gained in depth knowledge about how the insurance business works. I've learned about insurance policy language and how to interpret the language they use to describe coverage and limitations to coverage. I attended Cal State University San Marcos, in located in Northern San Diego County. The Cal State system focuses on giving students the ability to solve problems by finding information and collaborating in small groups. I graduated with a bachelor's degree in history, with a focus on historical cultures and institutions. My friends and I started Insurance Dodo we saw a need for real information. We don't see many of the other insurance sites giving people the really, nitty gritty info they need to make informed purchasing decisions. My aim is to give people easy to understand advice. Buying insurance is hard. There are a lot of traps that people can fall into. I want to make it easy for people to grasp the concepts so when their worst day arrives, they can financial survive and thrive.

Co-Insurance

Co-Insurance Advertising Disclosure quick highlights Business co-insurance saves money on policies at the cost of assuming a higher financial risk if there is a lossYou are familiar with co-insurance like a 80/20 health insurance splitCo-insurance makes sense for low risk businesses like commercial office types Co-insurance is known as cost-sharing between an insurer and a …

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Blue Cross Blue Shield Reviews w/ All 50 States (2021)

Blue Cross Blue Shield is one of the most popular health insurance providers in the country.They’ve been operating since 1929 and have insurance options in all 50 states. Currently, Blue Cross Blue Shield serves 107 million people in the United States alone, and the vast majority of doctors and hospitals accept this insurance. Their wide acceptance makes …

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Expert Strategies & Tips for Buying Real Estate Agent Insurance

Expert Strategies & Tips for Buying Real Estate Agent Insurance Advertising Disclosure Real estate agent insurance is crucial in keeping you and your agency protected.Read on to discover what insurance options are available, what you might need, and what costs are involved in this process. What is Real Estate Agent Insurance?Real estate agent insurance protects you …

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Expert Strategies & Tips for Buying Garage Keepers Insurance

Expert Strategies & Tips for Buying Garage Keepers Insurance Advertising Disclosure Garage Liability and Garage Keepers Liability InsuranceIn this article, you will learn the difference between Garage Liability and Garage Keepers Liability Insurance.You will also learn about other types of insurance a garage should consider adding to their overall insurance program.I will include real life …

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Business Income Insurance

Business Income Insurance  Advertising Disclosure quick highlights Business income insurance replaces loss of incomeBusiness income insuranceBusiness income insurance Business income insurance coverage replaces loss of temporary revenue due to a business being shutdown due to damage to physical property.  The coverage applies for the time that it takes to replace or repair whatever it is …

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Extended Business Income Coverage

Extended Business Income Coverage Advertising Disclosure quick highlights Extended business income coverage provides lost income when operations suddenly stopExtended Business income coverageReplaces lost income from sudden business loss When a business’s operations are suddenly interrupted or regular operations cease, extended business coverage provides financial assistance to cover the loss of income during this time. In most policies, the …

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Earthquake and Surface Water Flooding Insurance

Earthquake and Surface Water Flooding Insurance Advertising Disclosure quick highlights Your general business policy will not cover damage caused by natural disastersUsually an inexpensive policy for peace of mind, just in caseWhat if your entire building disappeared tomorrow from a flood?  Insurance for businesses does not cover damage from natural disasters, such as floods, earthquakes, …

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Mobile Equipment, Tools, and Anything That Leaves Your Premises

Mobile Equipment, Tools, and Anything That Leaves Your Premises Insurance Advertising Disclosure quick highlights Mobile equipment insurance coverage for tools and equipmentPolicies cover claims against damage caused by your equipment or toolsCovers theft of tools or equipment while off site Mobile equipment like forklifts and tractors and any other tools or equipment that leave your …

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Employment Practices Liability Insurance

Employment Practices Liability Insurance Advertising Disclosure quick highlights EPLI covers the company and employees from lawsuits for misconductHarassment, discrimination, and wrongful termination claims are at an all time high. Small businesses can be bankrupt from the legal defense costs of a lawsuit even if they win Employment practices liability insurance, also called EPL insurance or EPLI, …

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