Expert Strategies & Tips for Buying Barber Insurance

If you’re thinking about buying barber insurance for your barbershop, our expert strategies and tips can help you understand barbers insurance, why you need it, which types to buy, and how much it should cost.

What is Barber Insurance?

Barber insurance is insurance coverage that can protect you and your customers from accidents like slips or falls, injuries from barbering equipment like razors and scissors, property damage, and income loss from legal costs or employee illness. 

Barber shop insurance covers issues such as: 

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Should a Barber Company Have Insurance?

The monetary damage from a single claim or from a customer who decides to sue can end up closing down your shop if you don’t have insurance. 

Do I Need Barber Shop Insurance?

No barber should practice without having a comprehensive insurance policy. Barbers insurance provides the following benefits:

Best Barber Insurance Companies

What Insurance Does a Barber Shop Need?

Many barbershops have a business owner’s policy (or BOP) which combines three types of the most popular types of business insurance into one:

Other types of insurance for barbers that are a good idea to have include:

Other Insurances Barbershops May Consider?

You’ll also want to ask your insurance agent if the following insurance types would be a good idea for your business:  

How Much Does Barber Insurance Cost?

Basic barbershop insurance ranges from $29 to $99 a month, with a typical cost being $69 per month.

However, the price of your policy will depend on your zip code, the size of your deductible, your claims history, how many employees you have, and your coverage needs.