February 3

Blue Cross Blue Shield Reviews w/ All 50 States (2021)

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Blue Cross Blue Shield is one of the most popular health insurance providers in the country.

They’ve been operating since 1929 and have insurance options in all 50 states.

 Currently, Blue Cross Blue Shield serves 107 million people in the United States alone, and the vast majority of doctors and hospitals accept this insurance.

 Their wide acceptance makes them a popular choice for millions of people, but how great is Blue Cross Blue Shield when it comes to your insurance needs?

Contact Info
Online Search Tool for local BCBS branch offices
Address
225 North Michigan Ave., Chicago, IL 60601

Pros and Cons of Blue Cross Blue Shield 

When selecting a type of insurance, it’s always helpful to look at all of the pros and cons. 

While Blue Cross Blue Shield is undeniably a great choice, it does have some downsides as well.

PROS
  • Many doctors and hospitals will accept Blue Cross Blue Shield
  • Blue Cross Blue Shield is well established
  • There's a number of different plans for every income level
  • You can utilize its health savings account
  • Its website is easy to understand
  • Additional discounts for health related products, such as Weight Watchers
CONS
  • Blue Cross Blue Shield functions differently depending on where you live
  • Customer service can be slow with long wait times on the phone
  • It can cost more than other insurance providers
  • If you have a problem, it might be challenging to figure out who to call
  • Some smaller healthcare providers do not take the insurance

Blue Cross Blue Shield Insurance Plans Review 

Because insurance is regulated at the state level, Blue Cross Blue Shield has different options for different states. 

The following is a description of the different types of plans you can buy from Blue Cross Blue Shield.  

Although there are many different types of plans, these are the most popular options offered by Blue Cross Blue Shield. 

Preferred Provider Organization

The PPO options will vary from state to state.  

Blue Cross Blue Shield is such a common insurance policy, that the majority of healthcare providers will be set up to take them. 

This means that their PPO network is going to have a lot of options for you.

As a rule, a PPO is going to be a lot easier to use than an HMO.  

PPO’s give you greater flexibility and access to care.  

With Blue Cross, this flexibility is amplified by their size and widely accepted insurance policies.  

Preferred Provider Organizations, or PPOs, are plans that allow you to have medical service within your provider network and then a little bit outside of the network.

 Essentially, with a PPO, you pay a lot less upfront, but you are limited in who you can see.

 PPO plans are great for those who live in larger cities where there’s a lot of different provider choices, and you can get them at virtually every level for individuals and families.  

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Health Maintenance Organization

Health Maintenance Organizations, or HMO plans, are one of the most popular Blue Cross Blue Shield’s offerings. 

This plan keeps costs low by letting you only use providers within your network. If you want to go outside the network, you can expect to pay the total fee or close to the full cost. 

It varies from PPO because, with PPO, you can go outside of your network and just pay a little bit extra. Ultimately, most people wind up going with an HMO.   

Blue Cross Blue Shield Providers 

The biggest question that most people have when looking at different insurance options is how to find out about the providers in their network. 

Of course, that’s one of the top questions that you will have if you need to see any different kinds of specialists.

Fortunately, there’s a relatively easy way to check on what providers are available to you through Blue Cross Blue Shield.

 Simply look at the provider list from your state, and make sure that they have doctors or specialists that you want to see.

 You can do this by getting a physical copy of your insurance information or by going online for the most recent data. 

Blue Cross Blue Shield Mental Health Providers 

Similarly, you can find a list of Blue Cross Blue Shield’s mental health providers online or in their print materials.

 All medically determined mental health treatment and conditions are covered under Blue Cross Blue Shield. 

As with any other aspect of this health insurance, it’s just imperative that you find a provider in your network, especially if you have an HMO.

Flexible Spending Account

According to several of the Blue Shield websites, they do not actually offer Flexible Spending Accounts.  

They have a partnership with a company called Ceridian, which would handle the set up and administration of a Flexible Spending Account for Blue Cross or Blue Shield customers.

A Flexible Spending Account, or FSA, is when you can set aside tax-free money to pay for your healthcare. 

You can also use an FSA for childcare.

 If you want, you can even ask your employer to take money out of your paycheck to put into your FSA.

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Dodo Tips

If your health insurance policy has a high deductible, you should set up a Flexible Spending Account.  Using this account to pay your deductible or copay is a great way to lower your IRS tax bill because FSA contributions are tax deductible.

Blue Cross Blue Shield’s partner Ceridian offers several FSA options where you can even roll over existing money year by year. 

Sometimes, you can rollover all of the money, and occasionally, you might be able to roll over a certain amount. 

This article is being written in 2021 and currently, all of your old FSA money can be rolled over due to the COVID-19 pandemic, but rules can and do change often regarding what you can do with your FSA. 

It’s always best to read the fine print or consult with an insurance professional before you do anything else.

Health Savings Account

A Health Savings Account, or HSA, is very close to an FSA, with a tiny exception.

 HSAs are only available for expenses that qualify as medically needed.

 Whereas FSAs can be used for all manner of costs related to your health and childcare, like gym visits or even vitamins, HSAs are more limited in their scope.

These contributions are totally tax-deductible, and like FSAs, can be rolled over year by year depending on the scope of your plan. 

Health Reimbursement Arrangement 

Health Reimbursement Arrangements, also known as HRAs, are specifically designed for smaller employers.

 Many employers want to give their employees health insurance, but they simply can’t afford complete packages. 

This is where HRAs come in. HRAs are similar to emergency insurance in that they set aside a bit of money for employees who have medical needs or expenses.

These expenses are reimbursed to the employees after the fact and are tax-free. 

Medicare Advantage and Medicare Part D Prescription Drug Plans

If you qualify for Medicare, you know that there are a lot of options when it comes to your supplemental coverage package.

Medicare Advantage plans allow the customer to pay a little more out of pocket to increase their coverage.

This is a good way to go for most people because of the increased use of the medical system after age 65.

Blue Cross Blue Shield also offers Part C and Part D options.

Part C plans pay all the benefits provided by parts A and B, but also offer additional wellness program coverage, hearing and vision assistance benefits, and lower out of pocket maximum costs.

According to JD Power and Associates 2020 study of the best Medicare Advantage plans, Anthem Blue Cross scored below the industry average for customer satisfaction.  

Blue Cross Blue Shield Insurance Costs 

Blue Cross Blue Shield’s insurance costs vary widely depending on what kind of plan you need and whether or not you’re filing as an individual or a family. 

On average, individuals pay roughly $574 for insurance every month, and families pay $1,634.

 Depending on your income level, you might be eligible for discounts or other support as a part of the Affordable Care Act.  

Large employers use Blue Cross Blue Shield to provide health insurance benefits to their employees.  

We recommend using your employer’s health insurance if possible since they will pick up 50% or more of your monthly premium costs.   

Blue Cross Blue Shield Reviews And Ratings 

Blue Cross Blue Shield is highly rated across most states, although each one has its own individual rating. 

According to the National Committee for Quality Assurance, all Blue Cross Blue Shield plan providers across the nation are accredited.  

They traditionally score roughly around A or A- and are usually very highly rated by individuals as well. 

Blue Cross Blue Shield’s size, as well as its reputation, probably contribute to these high ratings.

Although Blue Cross Blue Shield tends to rate reasonably high, there are some problems that people have had.

 Many people complain about the website not listing the fine print about products or services. 

Also, many people have had issues with collections and billing.

 Although Blue Cross Blue Shield tends to respond to the vast majority of its complaints, there are several that remain unresolved. 

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Alternative Healthcare Insurers: Humana vs. Blue Cross Blue Shield 

Indeed, you will want to compare different healthcare providers before making an informed decision about who to go with.

 One of the other popular carriers is Humana

Humana has 14 million customers across the country and is rapidly becoming a massive healthcare giant. 

It handles quite a few different services, including small business healthcare and Medicare.

Humana is a newer company, started in 1961, and has a higher Better Business Bureau rating at A+. 

One of the biggest perks of going with Humana over Blue Cross Blue Shield is that there are plenty of different plans to choose from, and many of them are relatively inexpensive. 

Their Humana Part D 2020 plans include the Walmart Value RxPlan, which retails for a mere $13.20 per month.

 This is excellent news for those who are on a budget.

It’s substantially less expensive than a lot of Blue Cross Blue Shield’s plans. 

Humana Medicare Advantage is also a private take on Medicare and another good option for people who are looking at saving some extra money. 

Humana also has an online pharmacy and a savvy mobile app that you can purchase all of your medications through.   

On the other hand, Blue Cross Blue Shield offers its Blue365 program, which gives you massive discounts on all sorts of great things, like gym memberships, healthy food, supplements, workout items, vitamins, and other items that fall under its umbrella.

 It’s a great way to maximize your insurance and prompt yourself to get a few extra workouts in as well. 

Blue Cross Blue Shield also offers GeoBlue plans for those who are traveling or working outside of the United States for a long period of time. 

It’s generally a lot less expensive than travel insurance, and it’s an excellent way to keep your insurance active while you are traveling out of the country. 

Additionally, Blue Cross Blue Shield is accepted in many more places as opposed to Humana. 

The Bottom Line

The choice of where to get your insurance is a personal one, and it’s essential to look at all of your options before making the call. Blue Cross Blue Shield is an excellent choice with a few drawbacks, but if you are someone who enjoys a lot of flexibility, works abroad, or wants discounts on gym memberships and gear, it might be great for you.


Alabama Blue Cross Blue Shield

Blue Cross Blue Shield of Alabama Providers

  • Total BCBS Alabama Members: 2.9M+
  • Hospitals in Blue Cross Blue Shield of Alabama Network: 112+
  • Primary Care Physicians and Specialists in Network: 9.6K+

Blue Cross Blue Shield of Alabama Address

BCBS Alabama Claims Address

https://www.bcbsal.org/web/contact/index.html

Corporate Office Address

450 Riverchase Parkway East

Birmingham, Alabama 35244

Blue Cross of Alabama Phone Number

BCBS Alabama Customer Service Number

https://www.bcbsal.org/web/contact/index.html

Federal Employees 1-800-492-8872

All Other Blue Cross Members 1-800-292-8868


Alaska Blue Cross Blue Shield

Blue Cross Blue Shield of Alaska Providers

  • Total BCBS Alaska Members: 1.7M+
  • Hospitals in Blue Cross Blue Shield of Alaska Network: 29
  • Primary Care Physicians and Specialists in Network: 5k+

Blue Cross Blue Shield of Alaska Address

BCBS Alaska Claims Address

https://www.premera.com/ak/provider/contact-us/#:~:text=Customer%20service,Provider%20network%20status%20confirmation

Claims

PO Box 91059

Seattle, WA 98111-9159

Blue Cross of Alaska Phone Number

BCBS Alaska Customer Service Number

https://www.premera.com/ak/provider/contact-us/#:~:text=Customer%20service,Provider%20network%20status%20confirmation

Customer Service 800-722-4714

Care Management 844-996-0332

Pharmacy Services 888-261-1756


Arizona Blue Cross Blue Shield

Blue Cross Blue Shield of Arizona Providers

  • Total BCBS Arizona Members: 1.5M+
  • Hospitals in Blue Cross Blue Shield of Arizona Network: 75+
  • Primary Care Physicians and Specialists in Network: 15.7K+

Blue Cross Blue Shield of Arizona Address

BCBS Arizona Claims Address

https://www.azblue.com/contact-us-for-members

Blue Cross Blue Shield of Arizona

P.O. Box 2924

Phoenix, AZ 85062-2924

Blue Cross of Arizona Phone Number

BCBS Arizona Customer Service Number

Phoenix 800-232-2345

Tucson 800-752-0193

Flagstaff 800-423-6484

Federal Employee Program 800-345-7562


Arkansas Blue Cross Blue Shield

Blue Cross Blue Shield of Arkansas Providers

  • Total BCBS Arkansas Members: 1.6M+
  • Hospitals in Blue Cross Blue Shield of Arkansas Network: 80+
  • Primary Care Physicians and Specialists in Network: 6.1K+

Blue Cross Blue Shield of Arkansas Address

BCBS Arkansas Claims Address

https://www.arkansasbluecross.com/support/contact-us

Arkansas Blue Cross and Blue Shield

P.O. Box 2181

Little Rock, AR 72203-2181

Blue Cross of Arkansas Phone Number

BCBS Arkansas Customer Service Number

https://www.arkansasbluecross.com/support/contact-us

Main Number 800-238-8379

Metallic Plan Members 800-800-4298


California Blue Cross Blue Shield

Blue Cross Blue Shield of California Providers

  • Total BCBS California Members: 12.5M+
  • Hospitals in Blue Cross Blue Shield of California Network: 336+
  • Primary Care Physicians and Specialists in Network: 87K+

Blue Cross Blue Shield of California Address

BCBS California Claims Address

https://www.blueshieldca.com/bsca/bsc/wcm/connect/provider/provider_content_en/claims/mailing_addresses

BlueCard out-of-area program:

Blue Shield of California

       P.O. Box 1505

       Red Bluff, CA 96080-1505

CalPERS

Blue Shield of California, CalPERS

       P.O. Box 272540

       Chico, CA 95927-2540

Federal Employee Program

Blue Shield of California, FEP

       P.O. Box 272510

       Chico, CA 95927-2510

Short-term claims for Blue Shield Life & Health Insurance Company

Blue Shield Life & Health Insurance Company

       P.O. Box 9000

       London, KY 40742

Blue Shield Medicare Advantage

Blue Shield Medicare Advantage Plan

       P.O. Box 272640

       Chico, Ca 95927-2640

Blue Shield of California Promise Health Plan Medicare

Blue Shield of California Promise Health Plan

       P.O. Box 272660

All Other Blue Shield Plans

Blue Shield of California

       P.O. Box 272540

       Chico, CA 95927-2540

Blue Cross of California Phone Number

BCBS California Customer Service Number

https://www.blueshieldca.com/bsca/bsc/wcm/connect/provider/provider_content_en/claims/mailing_addresses

BlueCard out-of-area program 800-622-0632

CalPERS 800-541-6652

Federal Employee Program 800-824-8839

Short-term claims for Blue Shield Life & Health Insurance Company 866-510-8778

Blue Shield Medicare Advantage 800-541-6652

All Other Blue Shield Plans 800-541-6652


Colorado Blue Cross Blue Shield

Blue Cross Blue Shield of Colorado Providers

  • Total BCBS Colorado Members: 1.4M+
  • Hospitals in Blue Cross Blue Shield of Colorado Network: 112
  • Primary Care Physicians and Specialists in Network: 8.3K+

Blue Cross Blue Shield of Colorado Address

BCBS Colorado Claims Address

Anthem BCBS of Colorado & Nevada P.O. Box 5747 Denver, CO 80217-5747

Blue Cross of Colorado Phone Number

BCBS Colorado Customer Service Number

https://www.anthem.com/contact-us/colorado/

General Assistance 1-800-331-1476

Individual & Family Plans 1-855-875-1587

Medicare Supplement and Medicare Advantage Plans 1-855-815-9993

Medicare Part D Plans 1-855-815-9989

Employer Plans 1-877-232-7632


Connecticut Blue Cross Blue Shield

Blue Cross Blue Shield of Connecticut Providers

  • Total BCBS Connecticut Members: 990K+
  • Hospitals in Blue Cross Blue Shield of Connecticut Network: 46
  • Primary Care Physicians and Specialists in Network: 10.7K+

Blue Cross Blue Shield of Connecticut Address

BCBS Connecticut Claims Address

https://www.anthem.com/contact-us/connecticut/

Anthem BCBS of CT P. O. Box 533 North Haven, CT 06473- 0533 

Blue Cross of Connecticut Phone Number

BCBS Connecticut Customer Service Number

General Assistance 1-800-331-1476

Individual & Family Plans 1-855-875-1590

Medicare Supplement and Medicare Advantage Plans 1-855-815-9986

Medicare Part D Plans 1-855-815-6184

Employer Plans 1-866-795-0722


Delaware Blue Cross Blue Shield

Blue Cross Blue Shield of Delaware Providers

  • Total BCBS Delaware Members: 460K+
  • Hospitals in Blue Cross Blue Shield of Delaware Network: 40+
  • Primary Care Physicians and Specialists in Network: 3.1K+

Blue Cross Blue Shield of Delaware Address

BCBS Delaware Claims Address

https://www.highmarkbcbsde.com/login/#/customerService/by-phone

Highmark Blue Cross Blue Shield

P.O. Box 226

Pittsburgh, PA 15230

Blue Cross of Delaware Phone Number

BCBS Delaware Customer Service Number

https://www.highmarkbcbsde.com/login/#/customerService/by-phone

Customer Service 1-800-294-9568


Florida Blue Cross Blue Shield

Blue Cross Blue Shield of Florida Providers

  • Total BCBS Florida Members: 4.9M+
  • Hospitals in Blue Cross Blue Shield of Florida Network: 240+
  • Primary Care Physicians and Specialists in Network: 48.6K+

Blue Cross Blue Shield of Florida Address

BCBS Florida Claims Address

https://www.floridablue.com/general/contact-us

Florida Blue

P. O. Box 1798

Jacksonville, FL 32231-0014

Blue Cross of Florida Phone Number

BCBS Florida Customer Service Number

https://www.floridablue.com/general/contact-us

Customer Service 1-800-352-2583

Medicare Members 1-800-926-6565


Georgia Blue Cross Blue Shield

Blue Cross Blue Shield of Georgia Providers

  • Total BCBS Georgia Members: 3.6M+
  • Hospitals in Blue Cross Blue Shield of Georgia Network: 151+ 
  • Primary Care Physicians and Specialists in Network: 25.9K+

Blue Cross Blue Shield of Georgia Address

BCBS Georgia Claims Address

https://www.anthem.com/contact-us/georgia/

Anthem Blue Cross Blue Shield P.O. Box 105187 Atlanta, GA 30348-5187

Blue Cross of Georgia Phone Number

BCBS Georgia Customer Service Number

Customer Service 1-800-331-1476

Individuals & Family Plans 1-855-875-5569

Medicare Supplements and Medicare Advantage Plans 1-855-815-6181

Medicare Part D Plans 1-855-815-6178

Employer Plans 1-866-869-7207


Hawaii Blue Cross Blue Shield

Blue Cross Blue Shield of Hawaii Providers

  • Total BCBS Hawaii Members: 724K+
  • Hospitals in Blue Cross Blue Shield of Hawaii Network: 25+
  • Primary Care Physicians and Specialists in Network: 3.3K+

Blue Cross Blue Shield of Hawaii Address

BCBS Hawaii Claims Address

HMSA-- BlueCard Department P.O. Box 2970 Honolulu, HI 96802

Blue Cross of Hawaii Phone Number

BCBS Hawaii Customer Service Number

https://hmsa.com/contact/

General Inquiries & Claims 1-800-776-4672


Idaho Blue Cross Blue Shield

Blue Cross Blue Shield of Idaho Providers

  • Total BCBS Idaho Members: 550K+ 
  • Hospitals in Blue Cross Blue Shield of Idaho Network: 52+
  • Primary Care Physicians and Specialists in Network: 875+

Blue Cross Blue Shield of Idaho Address

BCBS Idaho Claims Address

https://providers.bcidaho.com/contact-us/contact-provider-relations.page

Blue Cross of Idaho

P.O. Box 7408

Boise, ID 83707 

Blue Cross of Idaho Phone Number

BCBS Idaho Customer Service Number

https://members.bcidaho.com/plan-information/membership-info-customer-service.page

Customer Service 1-888-494-2583


Illinois Blue Cross Blue Shield

Blue Cross Blue Shield of Illinois Providers

  • Total BCBS Illinois Members: 8.5M+
  • Hospitals in Blue Cross Blue Shield of Illinois Network: 2.2K+
  • Primary Care Physicians and Specialists in Network: 83.9K+

Blue Cross Blue Shield of Illinois Address

BCBS Illinois Claims Address

https://www.bcbsil.com/provider/claims/claim_submission.html

Blue Cross Community Health Plans, c/o Provider Services, P.O. Box 3418, Scranton, PA 18505

Blue Cross Community MMAI (Medicare-Medicaid Plan), c/o Provider Services, P.O. Box 4168, Scranton, PA 18505

Blue Cross Medicare Advantage, c/o Provider Services, P.O. Box 3686, Scranton, PA 18505

Blue Cross of Illinois Phone Number

BCBS Illinois Customer Service Number

https://www.bcbsil.com/contact-us

Customer Service 800-538-8833

Pharmacy Program 800-423-1973

Medicare Supplement Customer Service 877-384-9297

Medicare new Enrollment 800-646-3000


Indiana Blue Cross Blue Shield

Blue Cross Blue Shield of Indiana Providers

  • Total BCBS Indiana Members: 4.4M+
  • Hospitals in Blue Cross Blue Shield of Indiana Network: 154+
  • Primary Care Physicians and Specialists in Network: 20.3K+

Blue Cross Blue Shield of Indiana Address

BCBS Indiana Claims Address

https://www11.anthem.com/provider/noapplication/f1/s0/t0/pw_g331156.pdf?refer=ahpprovider&state=in

Medical Claims Anthem BCBS PO Box 105187 Atlanta, GA 30348-5187 

Blue Cross of Indiana Phone Number

BCBS Indiana Customer Service Number

https://www.anthem.com/contact-us/indiana/

Customer Service

Individuals & Family Plans

Medicare Supplement and Medicare Advantage Plans 1-855-815-0018

Medicare Part D Plans 1-855-8881-6732

Employer Plans 1-866-870-4943


Iowa Blue Cross Blue Shield

Blue Cross Blue Shield of Iowa Providers

  • Total BCBS Iowa Members: 1.6M+
  • Hospitals in Blue Cross Blue Shield of Iowa Network: 115+
  • Primary Care Physicians and Specialists in Network: 9.3K+

Blue Cross Blue Shield of Iowa Address

BCBS Iowa Claims Address

https://www.wellmark.com/Provider/ClaimsAndPayments/PDFs/ElectronicClaimsReportManual.pdf

P.O. Box 9232

Mail Station 4W 284

Des Moines, IA 50306-9232

Blue Cross of Iowa Phone Number

BCBS Iowa Customer Service Number

https://www.wellmark.com/about/contact-us

Customer Service 1-800-524-9242

Blue Dental Plan 877-333-0164

Wageworks Flexible Spending Accounts 877-924-3967

Vision Plans 888-223-9008

Technical Assistance 800-407-0267


Kansas Blue Cross Blue Shield

Blue Cross Blue Shield of Kansas Providers

  • Total BCBS Kansas Members: 1.1M+
  • Hospitals in Blue Cross Blue Shield of Kansas Network: 145+
  • Primary Care Physicians and Specialists in Network: 8.5K+

Blue Cross Blue Shield of Kansas Address

BCBS Kansas Claims Address

Blue Cross and Blue Shield of Kansas

1133 SW Topeka Blvd.

Topeka, KS 66629-0001 

Blue Cross of Kansas Phone Number

BCBS Kansas Customer Service Number

https://www.bcbsks.com/CustomerService/Members/contact.shtml

For enrollment information 1-800-438-1565

Blue Cross and Blue Shield of Kansas general inquiries 1-800-432-3990

Other Party Liability department 1-800-430-1274

For hearing impaired customers 1-800-766-3777


Kentucky Blue Cross Blue Shield

Blue Cross Blue Shield of Kentucky Providers

  • Total BCBS Kentucky Members: 1.7M+
  • Hospitals in Blue Cross Blue Shield of Kentucky Network: 101+
  • Primary Care Physicians and Specialists in Network: 13.8K+

Blue Cross Blue Shield of Kentucky Address

BCBS Kentucky Claims Address

https://www11.anthem.com/provider/ky/f5/s5/t1/pw_ad093471.pdf?refer=ahpfooter

Anthem Blue Cross Blue Shield PO Box 105187 Atlanta GA 30348-5187

Blue Cross of Kentucky Phone Number

BCBS Kentucky Customer Service Number

https://www.anthem.com/contact-us/kentucky/

Customer Service 1-800-331-1476

Individuals & Family Plans 1-855-875-5575

Medicare Supplement and Medicare Advantage Plans 1-855-881-6729

Medicare Part D Plans 1-855-881-6726

Employer Plans 1-877-227-6327


Louisiana Blue Cross Blue Shield

Blue Cross Blue Shield of Louisiana Providers

  • Total BCBS Louisiana Members: 1.8M+
  • Hospitals in Blue Cross Blue Shield of Louisiana Network: 141+
  • Primary Care Physicians and Specialists in Network: 10.7K+

Blue Cross Blue Shield of Louisiana Address

BCBS Louisiana Claims Address

https://www.bcbsla.com/footer/contact-us

P.O. Box 98024

Baton Rouge, LA 70898-9029

Blue Cross of Louisiana Phone Number

BCBS Louisiana Customer Service Number

https://www.bcbsla.com/footer/contact-us

Customer Service 1-800-495-2583


Maine Blue Cross Blue Shield

Blue Cross Blue Shield of Maine Providers

  • Total BCBS Maine Members: 348K+
  • Hospitals in Blue Cross Blue Shield of Maine Network: 37+
  • Primary Care Physicians and Specialists in Network: 4.2K+

Blue Cross Blue Shield of Maine Address

BCBS Maine Claims Address

https://www.candrdirect.com/admin/forms/pressmen_MedicalOutofNetworkClaimsAddress.pdf

Anthem BCBS P. O. Box 533 North Haven, CT 06473-0533

Blue Cross of Maine Phone Number

BCBS Maine Customer Service Number

https://www.anthem.com/contact-us/maine/

Customer Service 1-800-331-1476

Individuals & Family Plans 1-855-875-6457

Medicare Supplement and Medicare Advantage Plans 1-855-879-7611

Medicare Part D Plans 1-855-879-7608

Employer Plans 1-866-694-6676


Maryland Blue Cross Blue Shield

Blue Cross Blue Shield of Maryland Providers

  • Total BCBS Maryland Members: 2.1M+
  • Hospitals in Blue Cross Blue Shield of Maryland Network: 60+
  • Primary Care Physicians and Specialists in Network: 15.9K+

Blue Cross Blue Shield of Maryland Address

BCBS Maryland Claims Address

https://provider.carefirst.com/providers/news/provider-news-2009-09-10.page

Mail Administrator

P.O. Box 14115

Lexington, Ky., 40512-4115

Blue Cross of Maryland Phone Number

BCBS Maryland Customer Service Number

https://member.carefirst.com/members/contact-us/contact-us.page

ACA Plans through CareFirst 855-444-3122

ACA Plans through Exchange 855-444-3121

Members with Non ACA Plans 800-722-2467

Medigap Members 800-722-2235


Massachusetts Blue Cross Blue Shield

Blue Cross Blue Shield of Massachusetts Providers

  • Total BCBS Massachusetts Members: 2.1M+
  • Hospitals in Blue Cross Blue Shield of Massachusetts Network: 74+
  • Primary Care Physicians and Specialists in Network: 57K+

Blue Cross Blue Shield of Massachusetts Address

BCBS Massachusetts Claims Address

https://www.candrdirect.com/admin/forms/pressmen_MedicalOutofNetworkClaimsAddress.pdf

BCBS of Massachusetts PO Box 986020 Boston, MA 02298

Blue Cross of Massachusetts Phone Number

BCBS Massachusetts Customer Service Number

https://www.bluecrossma.org/aboutus/contact-us

Customer Service 1-800-262-2583


Michigan Blue Cross Blue Shield

Blue Cross Blue Shield of Michigan Providers

  • Total BCBS Michigan Members: 4M+
  • Hospitals in Blue Cross Blue Shield of Michigan Network: 144+
  • Primary Care Physicians and Specialists in Network: 25K+

Blue Cross Blue Shield of Michigan Address

BCBS Michigan Claims Address

https://www.bcbsm.com/providers/quick-links/claims.html

Blue Cross Blue Shield of Michigan

P.O. Box 2599

Detroit, MI 48231-2599

Blue Cross of Michigan Phone Number

BCBS Michigan Customer Service Number

https://www.bcbsm.com/index/plans/michigan-health-insurance/contact-us.html

Customer Service 1-855-237-3501


Minnesota Blue Cross Blue Shield

Blue Cross Blue Shield of Minnesota Providers

  • Total BCBS Minnesota Members: 2.6M+
  • Hospitals in Blue Cross Blue Shield of Minnesota Network: 135+
  • Primary Care Physicians and Specialists in Network: 19.2K+

Blue Cross Blue Shield of Minnesota Address

BCBS Minnesota Claims Address

https://www.bluecrossmn.com/contact-blue-cross-minnesota

BCBS of Minnesota Route S201 P. O. Box 64560 St. Paul, MN 55164- 0560

Blue Cross of Minnesota Phone Number

BCBS Minnesota Customer Service Number

https://www.bluecrossmn.com/contact-blue-cross-minnesota

Customer Service 1-800-382-2000


Mississippi Blue Cross Blue Shield

Blue Cross Blue Shield of Mississippi Providers

  • Total BCBS Mississippi Members: 950K+
  • Hospitals in Blue Cross Blue Shield of Mississippi Network: 85+
  • Primary Care Physicians and Specialists in Network: 5.6K+

Blue Cross Blue Shield of Mississippi Address

BCBS Mississippi Claims Address

https://mdot.ms.gov/documents/Financial%20Management/Memos/Insurance%20Benefits/3e-Filing%20a%20Claim.pdf

Blue Cross & Blue Shield of Mississippi P.O. Box 23071 Jackson, MS 39225-3071 

Blue Cross of Mississippi Phone Number

BCBS Mississippi Customer Service Number

https://www.bcbsms.com/about-us/contact-us

Customer Service 800-942-0278


Missouri Blue Cross Blue Shield

Blue Cross Blue Shield of Missouri Providers

  • Total BCBS Missouri Members: 1.9M+
  • Hospitals in Blue Cross Blue Shield of Missouri Network: 104+
  • Primary Care Physicians and Specialists in Network: 10.2K+

Blue Cross Blue Shield of Missouri Address

BCBS Missouri Claims Address

Anthem Blue Cross Blue Shield P.O. Box 105187 Atlanta, GA 30348-5187

Blue Cross of Missouri Phone Number

BCBS Missouri Customer Service Number

https://www.anthem.com/contact-us/missouri/

Customer Service 1-800-331-1476

Individuals & Family Plans 1-855-875-6460

Medicare Supplement and Medicare Advantage Plans 1-855-879-7605

Medicare Part D Plans 1-855-879-7602

Employer Plans 1-866-906-8837


Montana Blue Cross Blue Shield

Blue Cross Blue Shield of Montana Providers

  • Total BCBS Montana Members: 220K+
  • Hospitals in Blue Cross Blue Shield of Montana Network: 300+
  • Primary Care Physicians and Specialists in Network: 8.3K+

Blue Cross Blue Shield of Montana Address

BCBS Montana Claims Address

https://www.bcbsmt.com/provider/claims-and-eligibility/claim-submission

BCBS of Montana PO BOX 5004 Great Falls, MT 59403-5004

Blue Cross of Montana Phone Number

BCBS Montana Customer Service Number

https://www.bcbsmt.com/contact-us

Customer Service 1-800-447-7828


Nebraska Blue Cross Blue Shield

Blue Cross Blue Shield of Nebraska Providers

  • Total BCBS Nebraska Members: 
  • Hospitals in Blue Cross Blue Shield of Nebraska Network: 85+
  • Primary Care Physicians and Specialists in Network: 4.9K+

Blue Cross Blue Shield of Nebraska Address

BCBS Nebraska Claims Address

BCBS of Nebraska

P.O. Box 3248

Omaha, NE 68180

Blue Cross of Nebraska Phone Number

BCBS Nebraska Customer Service Number

https://www.nebraskablue.com/Member-Services/Contact-Us

Customer Service 844-201-0763


Nevada Blue Cross Blue Shield

Blue Cross Blue Shield of Nevada Providers

  • Total BCBS Nevada Members: 559K+
  • Hospitals in Blue Cross Blue Shield of Nevada Network: 36+
  • Primary Care Physicians and Specialists in Network: 2.7K+

Blue Cross Blue Shield of Nevada Address

BCBS Nevada Claims Address

https://www.anthem.com/contact-us/nevada/

Anthem BCBS of Colorado & Nevada P. O. Box 5747 Denver, CO 80217-5747

Blue Cross of Nevada Phone Number

BCBS Nevada Customer Service Number

https://www.anthem.com/contact-us/nevada/

Customer Service 1-800-331-1476

Individuals & Family Plans 1-855-877-4373

Medicare Supplement and Medicare Advantage Plans 1-855-877-3457

Medicare Part D Plans 1-855-877-3453

Employer Plans 1-877-234-8873


New Hampshire Blue Cross Blue Shield

Blue Cross Blue Shield of New Hampshire Providers

  • Total BCBS New Hampshire Members: 449K+
  • Hospitals in Blue Cross Blue Shield of New Hampshire Network: 28+
  • Primary Care Physicians and Specialists in Network: 4.6K+

Blue Cross Blue Shield of New Hampshire Address

BCBS New Hampshire Claims Address

Anthem Blue Cross and Blue Shield New Hampshire

P.O. Box 105557

Atlanta, GA 30348-5557

Blue Cross of New Hampshire Phone Number

BCBS New Hampshire Customer Service Number

https://www.anthem.com/contact-us/new-hampshire/

Customer Service 1-800-331-1476

Individuals & Family Plans 1-855-875-6463

Medicare Supplements and Medicare Advantage Plans 1-855-877-3450

Medicare Part D Plans 1-855-876-9590

Employer Plans 1-866-705-5536


New Jersey Blue Cross Blue Shield

Blue Cross Blue Shield of New Jersey Providers

  • Total BCBS New Jersey Members: 3.7M+
  • Hospitals in Blue Cross Blue Shield of New Jersey Network: 60+
  • Primary Care Physicians and Specialists in Network: 23K+

Blue Cross Blue Shield of New Jersey Address

BCBS New Jersey Claims Address

https://www.horizonblue.com/providers/policies-procedures/claim-submission-billing/claim-submission/claim-submission-instructions/professional

BlueCard® claims:

Horizon BCBSNJ BlueCard Claims

PO Box 1301

Neptune, NJ 07754-1301

Braven Health claims:

Braven Health

PO Box 820

Newark NJ, 07101-0820

Federal Employee Plan (FEP) claims:

Horizon BCBSNJ

PO Box 656

Newark, NJ 07101-0656 

For all other claims medical claims:

Horizon BCBSNJ

PO Box 25

Newark NJ 07101-0025

Behavioral Health Claims:

Horizon BCBSNJ

Horizon Behavioral Health

PO Box 10191

Newark, NJ 07101-3189

Blue Cross of New Jersey Phone Number

BCBS New Jersey Customer Service Number

https://www.horizonblue.com/contact-us/member-contacts

Customer Service 1-800-355-2583


New Mexico Blue Cross Blue Shield

Blue Cross Blue Shield of New Mexico Providers

  • Total BCBS New Mexico Members: 530K+
  • Hospitals in Blue Cross Blue Shield of New Mexico Network: 400+
  • Primary Care Physicians and Specialists in Network: 16K+

Blue Cross Blue Shield of New Mexico Address

BCBS New Mexico Claims Address

https://www.bcbsnm.com/contact-us

Blue Cross and Blue Shield of New Mexico

P.O. Box 27630

Albuquerque, NM 87125-7630

Blue Cross of New Mexico Phone Number

BCBS New Mexico Customer Service Number

https://www.bcbsnm.com/contact-us

Customer Service 800-835-8699


New York Blue Cross Blue Shield

Blue Cross Blue Shield of New York Providers

  • Total BCBS New York Members: 7.2M+
  • Hospitals in Blue Cross Blue Shield of New York Network: 230+
  • Primary Care Physicians and Specialists in Network: 63K+

Blue Cross Blue Shield of New York Address

BCBS New York Claims Address

Empire BlueCross BlueShield PO Box 1407, Church Street Station New York, NY 10008-1407

Blue Cross of New York Phone Number

BCBS New York Customer Service Number

https://www.empireblue.com/contact-empire-blue/

Customer Service 1-800-331-1476

Individuals & Family Plans 1-855-879-6174

Medicare Supplement and Medicare Advantage Plans 1-855-876-9586

Employer Plans 1-866-868-8967


North Carolina Blue Cross Blue Shield

Blue Cross Blue Shield of North Carolina Providers

  • Total BCBS North Carolina Members: 3.7M+
  • Hospitals in Blue Cross Blue Shield of North Carolina Network: 114+
  • Primary Care Physicians and Specialists in Network: 27.8K+

Blue Cross Blue Shield of North Carolina Address

BCBS North Carolina Claims Address

BCBS of North Carolina 

ATTN: BlueCard 

1965 Ivy Creek Blvd 

P.O. Box 35 

Durham, NC 27702

Blue Cross of North Carolina Phone Number

BCBS North Carolina Customer Service Number

https://www.bluecrossnc.com/contact-us

Customer Service 1-888-206-4697


North Dakota Blue Cross Blue Shield

Blue Cross Blue Shield of North Dakota Providers

  • Total BCBS North Dakota Members: 347K+
  • Hospitals in Blue Cross Blue Shield of North Dakota Network: 44+
  • Primary Care Physicians and Specialists in Network: 2.4K+

Blue Cross Blue Shield of North Dakota Address

BCBS North Dakota Claims Address

BCBSND

4510 13th Ave S

Fargo, ND 58121

Blue Cross of North Dakota Phone Number

BCBS North Dakota Customer Service Number

https://www.bcbsnd.com/contact

Member Services 844-363-8457

Sales 800-280-2583


Ohio Blue Cross Blue Shield

Blue Cross Blue Shield of Ohio Providers

  • Total BCBS Ohio Members: 3.4M+
  • Hospitals in Blue Cross Blue Shield of Ohio Network: 192+
  • Primary Care Physicians and Specialists in Network: 36.8K+

Blue Cross Blue Shield of Ohio Address

BCBS Ohio Claims Address

https://www.anthem.com/contact-us/ohio/

Anthem Blue Cross Blue Shield

P.O. Box 105187

Atlanta, GA 30348-5187

Blue Cross of Ohio Phone Number

BCBS Ohio Customer Service Number

Customer Service 1-800-331-1476

Individuals & Family Plans 1-855-879-6177

Medicare Supplements and Medicare Advantage Plans 1-855-875-7187

Medicare Part D Plans 1-855-875-7184

Employer Plans 1-866-870-1780


Oklahoma Blue Cross Blue Shield

Blue Cross Blue Shield of Oklahoma Providers

  • Total BCBS Oklahoma Members: 824K+
  • Hospitals in Blue Cross Blue Shield of Oklahoma Network: 680+
  • Primary Care Physicians and Specialists in Network: 20.6K+

Blue Cross Blue Shield of Oklahoma Address

BCBS Oklahoma Claims Address

https://www.bcbsok.com/contact-us

BCBS of Oklahoma

Attn: Document Control

PO Box 3283

Tulsa, OK 74102-3283

Blue Cross of Oklahoma Phone Number

BCBS Oklahoma Customer Service Number

Customer Service 800-942-5837


Oregon Blue Cross Blue Shield

Blue Cross Blue Shield of Oregon Providers

  • Total BCBS Oregon Members: 782K+
  • Hospitals in Blue Cross Blue Shield of Oregon Network: 55+
  • Primary Care Physicians and Specialists in Network: 7.8K+

Blue Cross Blue Shield of Oregon Address

BCBS Oregon Claims Address

Regence BCBS of Oregon

P. O. Box 30805

Salt Lake City, UT 84130- 0805

Blue Cross of Oregon Phone Number

BCBS Oregon Customer Service Number

https://www.onehealthport.com/payer/regence-bluecross-blueshield-oregon

1-800-282-4548


Pennsylvania Blue Cross Blue Shield

Blue Cross Blue Shield of Pennsylvania Providers

  • Total BCBS Pennsylvania Members: 7.2M+
  • Hospitals in Blue Cross Blue Shield of Pennsylvania Network: 500+
  • Primary Care Physicians and Specialists in Network: 95K+

Blue Cross Blue Shield of Pennsylvania Address

BCBS Pennsylvania Claims Address

https://www.highmarkblueshield.com/pdf_file/addresses-west.pdf

Highmark Blue Shield Claims Processing

P.O. Box 898819

Camp Hill, PA 17089-8819

Blue Cross of Pennsylvania Phone Number

BCBS Pennsylvania Customer Service Number

https://www.highmarkblueshield.com/chmptl/chm/jsp/contactus.do?oid=-13447&submitbutton=custserv

1-800-345-3806


Rhode Island Blue Cross Blue Shield

Blue Cross Blue Shield of Rhode Island Providers

  • Total BCBS Rhode Island Members: 370K+
  • Hospitals in Blue Cross Blue Shield of Rhode Island Network: 15+
  • Primary Care Physicians and Specialists in Network: 4.1K+

Blue Cross Blue Shield of Rhode Island Address

BCBS Rhode Island Claims Address

https://www.bcbsri.com/providers/claims

Blue Cross & Blue Shield of Rhode Island

ATTN: Claims Department

500 Exchange Street

Providence, RI 02903

Blue Cross of Rhode Island Phone Number

BCBS Rhode Island Customer Service Number

https://www.bcbsri.com/contact

1-800-639-2227


South Carolina Blue Cross Blue Shield

Blue Cross Blue Shield of South Carolina Providers

  • Total BCBS South Carolina Members: 3.7M+
  • Hospitals in Blue Cross Blue Shield of South Carolina Network: 114+
  • Primary Care Physicians and Specialists in Network: 27.8K+

Blue Cross Blue Shield of South Carolina Address

BCBS South Carolina Claims Address

https://www.southcarolinablues.com/web/public/brands/sc/providers/claims-and-payments/claims-submission/

BlueCross BlueShield of South Carolina

Columbia Service Center

P.O. Box 100300

Columbia, SC 29202

Blue Cross of South Carolina Phone Number

BCBS South Carolina Customer Service Number

https://www.southcarolinablues.com/web/public/brands/sc/assistance/contact-us/

Customer Service 800-288-2227


South Dakota Blue Cross Blue Shield

Blue Cross Blue Shield of South Dakota Providers

  • Total BCBS South Dakota Members: 378K+
  • Hospitals in Blue Cross Blue Shield of South Dakota Network: 50+
  • Primary Care Physicians and Specialists in Network: 2.8K+

Blue Cross Blue Shield of South Dakota Address

BCBS South Dakota Claims Address

Wellmark BCBS

P.O. Box 5023

Sioux Falls, SD 57117

Blue Cross of South Dakota Phone Number

BCBS South Dakota Customer Service Number

https://www.wellmark.com/about/contact-us

Customer Service 1-800-524-9242

Blue Dental Plan 877-333-0164

Wageworks Flexible Spending Account 877-924-3967

Vision Plan 888-223-9008

Technical Assistance 800-407-0267


Tennessee Blue Cross Blue Shield

Blue Cross Blue Shield of Tennessee Providers

  • Total BCBS Tennessee Members: 3.4M+
  • Hospitals in Blue Cross Blue Shield of Tennessee Network: 125+
  • Primary Care Physicians and Specialists in Network: 16.3K+

Blue Cross Blue Shield of Tennessee Address

BCBS Tennessee Claims Address

https://www.bcbst.com/providers/materials/2009/additional-resources/All%20Blue%20Source%20of%20Reference%20-%20Commercial.pdf

ATTN: Claims Service Center

P.O. Box 180150

Chattanooga, TN 37401 

Blue Cross of Tennessee Phone Number

BCBS Tennessee Customer Service Number

https://www.bcbst.com/contact-us/

Customer Service 1-800-565-9140


Texas Blue Cross Blue Shield

Blue Cross Blue Shield of Texas Providers

  • Total BCBS Texas Members: 5.7M+
  • Hospitals in Blue Cross Blue Shield of Texas Network: 4.6K+
  • Primary Care Physicians and Specialists in Network: 128K+

Blue Cross Blue Shield of Texas Address

BCBS Texas Claims Address

https://www.bcbstx.com/provider/contact_us.html

Blue Cross and Blue Shield of Texas

P.O. Box 660044

Dallas, TX 75266-0044

Blue Cross of Texas Phone Number

BCBS Texas Customer Service Number

https://www.bcbstx.com/contact-us

Customer Service 972-766-6900


Utah Blue Cross Blue Shield

Blue Cross Blue Shield of Utah Providers

  • Total BCBS Utah Members: 532K+
  • Hospitals in Blue Cross Blue Shield of Utah Network: 50+
  • Primary Care Physicians and Specialists in Network: 6.1K+

Blue Cross Blue Shield of Utah Address

BCBS Utah Claims Address

Regence Group Administrators

P.O. Box 52890

Bellevue, WA 98015-2890

Blue Cross of Utah Phone Number

BCBS Utah Customer Service Number

https://www.regence.com/provider/contact-us

Customer Service 1-800-253-0838


Vermont Blue Cross Blue Shield

Blue Cross Blue Shield of Vermont Providers

  • Total BCBS Vermont Members: 230K+
  • Hospitals in Blue Cross Blue Shield of Vermont Network: 15+
  • Primary Care Physicians and Specialists in Network: 2.3K+

Blue Cross Blue Shield of Vermont Address

BCBS Vermont Claims Address

BCBSVT

Attn: BlueCard Department

P. O. Box 186

Montpelier, VT 05601- 0186

Blue Cross of Vermont Phone Number

BCBS Vermont Customer Service Number

https://www.bcbsvt.com/contactus

Customer Service 800-247-2583


Virginia Blue Cross Blue Shield

Blue Cross Blue Shield of Virginia Providers

  • Total BCBS Virginia Members: 1M+
  • Hospitals in Blue Cross Blue Shield of Virginia Network: 99+
  • Primary Care Physicians and Specialists in Network: 19k+

Blue Cross Blue Shield of Virginia Address

BCBS [State] Claims Address

Anthem BCBS

P. O. Box 27401

Richmond, VA 23279

Blue Cross of Virginia Phone Number

BCBS [State] Customer Service Number

https://www.anthem.com/contact-us/virginia/

Customer Service 1-800-331-1476

Individuals & Family Plans 1-855-879-6180

Medicare Supplement and Medicare Advantage Plans 1-855-875-7181

Medicare Part D Plans 1-855-875-7178

Employer Plans 1-866-868-9963


Washington Blue Cross Blue Shield

Blue Cross Blue Shield of Washington Providers

  • Total BCBS Washington Members: 782K+
  • Hospitals in Blue Cross Blue Shield of Washington Network: 55+
  • Primary Care Physicians and Specialists in Network: 7.8K+

Blue Cross Blue Shield of Washington Address

BCBS Washington Claims Address

PO Box 91059

Seattle, WA 98111-9159

Blue Cross of Washington Phone Number

BCBS Washington Customer Service Number

https://www.premera.com/wa/provider/contact-us/

Customer Service 877-342-5258


West Virginia Blue Cross Blue Shield

Blue Cross Blue Shield of West Virginia Providers

  • Total BCBS West Virginia Members: 320K+
  • Hospitals in Blue Cross Blue Shield of West Virginia Network: 55+
  • Primary Care Physicians and Specialists in Network: 6.5K+

Blue Cross Blue Shield of West Virginia Address

BCBS West Virginia Claims Address

Highmark BCBS of WV

P.O. Box 7026

Wheeling, WV 26003

Blue Cross of West Virginia Phone Number

BCBS West Virginia Customer Service Number

https://www.highmarkbcbswv.com/home/

1-800-982-8772


Wisconsin Blue Cross Blue Shield

Blue Cross Blue Shield of Wisconsin Providers

  • Total BCBS Wisconsin Members: 999K+
  • Hospitals in Blue Cross Blue Shield of Wisconsin Network: 158+
  • Primary Care Physicians and Specialists in Network: 17.5K+

Blue Cross Blue Shield of Wisconsin Address

BCBS Wisconsin Claims Address

Anthem Blue Cross Blue Shield

P.O. Box 105187

Atlanta, GA 30348-5187

Blue Cross of Wisconsin Phone Number

BCBS Wisconsin Customer Service Number

https://www.anthem.com/contact-us/wisconsin/Customer Service 1-800-331-1476

Individuals & Family Plans 1-855-879-6183

Medicare Supplement and Medicare Advantage Plans 1-855-874-4228

Medicare Part D Plans 1-855-874-4224

Employer Plans 1-877-231-2417


Wyoming Blue Cross Blue Shield

Blue Cross Blue Shield of Wyoming Providers

  • Total BCBS Wyoming Members: 217K+
  • Hospitals in Blue Cross Blue Shield of Wyoming Network: 27+
  • Primary Care Physicians and Specialists in Network: 6.5K+

Blue Cross Blue Shield of Wyoming Address

BCBS Wyoming Claims Address

BCBS of Wyoming

P. O. Box 2266

Cheyenne, WY 82003

Blue Cross of Wyoming Phone Number

BCBS Wyoming Customer Service Number

Customer Service 1-800-442-2376


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