Business Insurance

General Liability vs Professional Liability Insurance: Choose Wisely! Advertising Disclosure quick highlights General liability covers physical losses vs Professional Liability Insurance, which covers financial losses.Professional Liability coverage can be more expensive because it’s harder to prove a “wrongful act” compared to a physical injury or property damage.All businesses need coverage for General Liability, but many …

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[INSIDER TIPS] Professional Liability Insurance AKA Errors and Omissions Advertising Disclosure quick highlights Be accurate on the application: it becomes a part of your policy.Use an insurance agent who specializes in your industry.File claims promptly.  Failure to do so puts coverage in peril. Anyone who provides a professional service in exchange for payment needs this …

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Do I Need A Business Owners Policy (BOP) For My Small Business Advertising Disclosure quick highlights Pre-packaged bundle of coverage fits the needs of most businessesCan be modified to fit a specific business risk profileAvailable from virtually every insurance company in America Business Owner’s policies were created by the insurance industry to fit the needs …

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Business Insurance 101  Advertising Disclosure quick highlights Shop Early:  start shopping your business insurance 90 to 120 days prior to expiration of the current policyKnow Your Coverage.  Know your Business.  Take the time to actually review your policies and quotes in detail.Complete your own Insurance Application:  don’t leave it to your broker.  This is how …

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