Business Insurance

General Liability vs Professional Liability Insurance: Choose Wisely!

General Liability vs Professional Liability Insurance: Choose Wisely! Advertising Disclosure quick highlights General liability covers physical losses vs Professional Liability Insurance, which covers financial losses.Professional Liability coverage can be more expensive because it’s harder to prove a “wrongful act” compared to a physical injury or property damage.All businesses need coverage for General Liability, but many …

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[INSIDER TIPS] Professional Liability Insurance AKA Errors and Omissions

[INSIDER TIPS] Professional Liability Insurance AKA Errors and Omissions Advertising Disclosure quick highlights Be accurate on the application: it becomes a part of your policy.Use an insurance agent who specializes in your industry.File claims promptly.  Failure to do so puts coverage in peril. Anyone who provides a professional service in exchange for payment needs this …

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Do I Need A Business Owners Policy (BOP) For My Small Business

Do I Need A Business Owners Policy (BOP) For My Small Business Advertising Disclosure quick highlights Pre-packaged bundle of coverage fits the needs of most businessesCan be modified to fit a specific business risk profileAvailable from virtually every insurance company in America Business Owner’s policies were created by the insurance industry to fit the needs …

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