2021 Most Popular SUV Insurance Rates (State Farm-Geico-Progressive)

Consumers should be aware of the current SUV insurance costs as part of regular budgeting. Comparing popular insurance carriers could save you money instantly.

SUV insurance costs can give even the best driver a headache. With all the various factors contributing to rising auto insurance costs, the total amount for insuring a vehicle could be more than you expect if you do not shop around. 

Surprisingly, even though the average SUV costs are significantly higher than classic sedan cars, the yearly insurance prices come in cheaper. This difference can make your new SUV purchase that much more attractive. 

SUV Auto Insurance Costs Compared to Other Vehicles 

There are several factors that insurance companies use to determine insurance costs. Some of these elements include: 

• The chances of theft
• The potential damage it could cause
• The cost of repairs
• The safety record

If you are shopping around for a new sport utility vehicle, it could be worth your while to examine the crash test safety records and the chances of theft. Choosing one that has better ratings can mean a lower insurance premium for you. 

When comparing insurance premiums with the various styles of vehicles, there are some noticeable differences. 

The cheapest vehicle to insure by far is a small SUV. When you look at the average rates for minivans against a small SUV, the change is only around a hundred dollars in total, with a minivan coming in at $2,590 and a small SUV at $2,700. Conversely, if you opt for a standard-sized SUV, you could be paying almost $700 more yearly. 

The average insurance costs a consumer will spend per year is just over $3,000. This amount is only slightly higher than a small SUV. Alternatively, when you take a look at what a standard SUV insurance costs are, the $3,250 it requires per year may not be that much of an obstacle for your budget. 

One surprising fact is how the standard-sized SUV is less expensive to insure than either a subcompact car or a large sedan vehicle. With a standard-sized SUV costing drivers just over $3,200, the large sedan will cost consumers $3,513, just slightly above a subcompact car. 

If you are considering switching from a pickup truck to an SUV, you may want to examine what model you want and if you have budget concerns. The premiums for a small pickup truck, $2,633, are just shy of what you will pay for a small SUV, while a standard pickup truck, $2,700, is just slightly higher. 

Both of these premiums are moderately lower than that of a standard-sized SUV. The $450 approximate difference can help you determine if you will opt for a small SUV or not. 

Small SUV vs. Standard-Sized SUV Car Insurance Costs

The contrast between a small and a standard-sized SUV regarding insurance costs is evident with many popular insurance carriers. A recent study from ValuePenguin has shown drastic differences between small and standard size SUV insurance costs. 

On average, the total insurance premiums for a small SUV will run consumers approximately 17% less than a standard-size SUV on the market. Many elements can contribute to the change of premium rates. 

The factors that can affect your current insurance rates include: 

• Age and sex of the driver
• Marital status
• Location of residence
• Driving history
• Year and make of vehicle
• Yearly mileage
• Recreational or work vehicle

As a guideline, consumers will pay approximately $2,700 yearly to insure a small SUV while paying $3,250 for a standard-sized SUV. 

Other Factors That Affect SUV Auto Insurance Rates 

Additionally, there are other reasons for an increase in insurance rates with larger vehicles. These factors include: 

• Original purchase price 
• Repair and replacement costs 
• Safety features
• With more passenger capacity comes more personal liability claims from accidents
• Accident ratings 
• Where you park your vehicle

Not only will you save money on the sticker price of your new SUV, but you will also save with insurance premiums when you opt for a smaller model. 

Most Expensive SUV Car Insurance 

Comparing some popular insurance carriers is vital if you want to save money on your auto premiums. You could save anywhere from a few dollars up to over $30 just by switching providers. 

When looking at some popular vehicle choices with the three insurance providers, State Farm, Geico, and Progressive, it is apparent that State Farm has the higher premiums of the three. 

The most expensive SUV insurance you will find at State Farm will be for a Toyota Highlander for $138.16 per month. The rate at Geico for the same vehicle will run you $97.21 per month, while it will only cost $96.74 with Progressive. The $41.42 difference each month will end up taking $497.04 more out of your budget if you are not mindful of your insurance provider rates. 

The Toyota 4Runner is a close second as one of the most expensive SUVs for insurance rates. You will expect to pay $136.84 per month for coverage with this provider. Alternatively, the cheapest place to insure a Toyota 4Runner will be through Geico, bringing the premiums to only $94.39 a month. Progressive insurance rates come in slightly higher at $107.41 per month, making them a middle-of-the-road carrier. 

State Farm Car Insurance - 5 Most Expensive SUVs To Insure

If you want to compare SUV insurance premiums with State Farm, it may surprise you that the three most expensive SUVs to insure are Toyota models. The Highlander places first at $138.16, with the 4Runner a close second at $136.84. The Rav4 follows suit with a price tag of $135.76.

The remaining two SUVs in this top five category are the Jeep Cherokee at $134.38 and the Ford Explorer at $134.06. When examining the difference between the Highlander and the Explorer, the $4.10 is not a significant amount that may deter someone from purchasing an alternative model. 

Reasons as to why State Farm rates are high for these models could be from repair costs or the number of yearly claims they have. If you purchase a popular make and model with a high accident rate, you should prepare to pay higher insurance premiums. 

Geico Car Insurance - 5 Most Expensive SUVs To Insure

For consumers exploring Geico for their insurance rates on SUVs, the five most expensive options are dramatically different from those at State Farm. The most expensive SUV to insure through Geico will be the Subaru Crosstrek, which will run you $101.46 per month. The Chevrolet Traverse is a close second with a rate of $98.57, while the Ford Explorer will cost you $98.16 each month. 

The Jeep Cherokee even rates higher in premiums at $98.14 than the Toyota Highlander, which has a total of $97.21 per month. Surprisingly, the most expensive SUVs to insure through Geico belong to separate manufacturers rather than similar ones, as you see with State Farm. 

Besides the obvious reasons for insurance rates, one can only speculate why Geico’s most expensive SUVs to insure are mostly domestic rather than foreign models. Could it be that owners of domestic SUVs are more concerned with insurance rates and shop around more than owners of foreign SUVs?  

Progressive Car Insurance - 5 Most Expensive SUVs To Insure

Progressive aims to be competitive in the auto insurance market, and with that, they try to provide reasonable rates for SUV owners. The five most expensive SUVs to insure with Progressive include four domestic models with only one foreign SUV. 

The Ford Explorer tops the charts with a premium of $109.91, while the Toyota 4Runner is a close second for rates of $107.41 per month. The Chevrolet Traverse will cost you $101.24 in premiums, while the Jeep Cherokee rates are $98.90 each month. The Ford Edge is just below in fifth place, with a total of $97.57 each month for insurance premiums. 

Least Expensive SUV Car Insurance Costs 

If you are in the market for the least expensive SUV car insurance costs, it does pay to shop around. When comparing similar models at State Farm, Geico, and Progressive, the results indicate which small SUVs are popular across the United States. The list contains three foreign models and two domestic models. 

The least expensive SUV to insure is the Mazda CX-5 through Geico, coming in at only $82.61 per month, although it will cost $94.40 through Progressive and $122.46 at State Farm. The Honda CR-V is a close second and has a monthly rate at Geico of $85.74, where Progressive charges $87.23, and State Farm rates are $113.08. 

The Subaru Forester comes in third place with a Geico premium of $87.22, while it will cost $93.74 at Progressive and $115.73 at State Farm. 

While all these rates are average costs, your premium may be slightly higher or lower, depending on your driving history, location, mileage, and other contributing factors. 

State Farm Car Insurance - 5 Least Expensive SUVs To Insure

If you want to use State Farm as your insurance provider, they do have some reasonable rates for SUVs. You will want to ensure that you check with them beforehand if you qualify for any discounts that can benefit your premiums. 

The least expensive SUV to insure through State Farm is a tie between the Honda CR-V and the Subaru Crosstrek, with a total cost of $113.08 each month. The Subaru Forester comes in a close third spot with a premium of $115.73, while the Jeep Compass is not far behind with a rate of $117.58. To round out this list, the Mazda CX-5 has insurance premiums of $122.46 each month. 

All these models are considered small SUVs and do not carry a high sticker price at the dealership. With reasonable purchase prices and lower costs for repairs, the insurance premiums can remain lower. 

Geico Car Insurance - 5 Least Expensive SUVs To Insure

When exploring Geico's insurance rates, the five least expensive SUVs are not as similar to those at State Farm. While their cheapest model to insure is the Mazda CX-5 with a rate of $82.61, the Jeep Wrangler and the Honda CR-V are closely behind with rates of $85.09 and $85.74, respectively. The Subaru Forester is moderately lower through Geico with a premium of $87.22, and the Ford Edge finishes up in fifth place with a cost of $88.31. 

Geico aims to remain competitive in the auto insurance market, and it is evident as they price their plans attractively for SUVs that are popular choices with their clients. 

Progressive Car Insurance - 5 Least Expensive SUVs To Insure

If you are examining SUV insurance premiums through Progressive, there are some glaring variances in the least expensive models. The cheapest SUV to insure through Progressive is the Honda CR-V, with a total cost of $87.23 per month, while the Toyota Rav-4 is close behind in rates of $88.90. Both the Ford Escape and Chevrolet Trax will have premiums of $89.40, and the Hyundai Tucson will cost you $91.74 per month. 

Out of this list, both domestic models have the same price point, making it appear that Progressive wants their domestic clients to know there are no glaring differences between the two manufacturers. 

Top SUV Car Insurance Costs 

Only a few short years ago, insuring these larger motor vehicles brought a higher price tag. As they become more popular and have better safety ratings, the rates have come down slightly. Depending on where you live, you may be looking at a difference of a few hundred dollars less for a popular SUV when comparing it to a sedan. 

State Farm tops the list of the most expensive providers for SUV insurance, no matter which model you choose. Consequently, the Ford Explorer averages out to be the highest costing SUV across the three providers, State Farm, Geico, and Progressive. 

It pays to spend a little time doing research and finding out exactly which insurance provider will have the most competitive rates. You could save yourself hundreds of dollars each year by being selective with your provider.

SUV Insurance Sample Quotes - by Make/Model 

When you get an SUV, you will want to know about the individual insurance costs of your new vehicle. Many different companies have unique prices for their insurance policies. By comparing the prices to one another for your SUV's make and model, you can find the best insurance company for your vehicle.

In this article, you will find the top SUV insurance individual costs compared. 

2021 Toyota Rav4 Insurance Cost 

We will compare the 2021 Toyota Rav4 auto insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Toyota Rav4

The Toyota Rav4 got its introduction in 2021. As the car has only come out this year, there have been no major body changes so far. 

How Much is Toyota Rav4 Car Insurance?

To get insurance through State Farm for your Toyota Rav4, you would pay $135.76 a month. Insurance through Geico will cost $93.64 and Progressive insurance will cost $88.90. On average, insurance will end up costing you about $106.

Progressive is the cheapest insurance company to go through for your Toyota Rav4 SUV. 

It is important to remember that while Progressive will not be the cheapest option for all vehicles. Insurance companies will use a formula that is unique to that company to assess how much they charge for each vehicle. 

2021 Honda CRV Insurance Cost 

We will compare the 2021 Honda CRV car insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Honda CRV

The Honda CRV is a compact SUV that got its introduction in 2021. The modern car has not yet gone through any major body changes, though there are many models of the hybrid car.  

How Much is Honda CRV Auto Insurance?

To get insurance through State Farm for your Honda CRV, you would pay $113.08 a month. Insurance through Geico will cost $85.74 and Progressive insurance will cost $87.23. On average, insurance will end up costing you about $95.

Geico is the cheapest insurance company to go through for your Honda CRV SUV. 

2021 Chevrolet Equinox Insurance Cost 

We will compare the 2021 Chevrolet Equinox auto insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Chevrolet Equinox

The Chevrolet Equinox is a line of compact and mid-size SUVs. The line began in 2004 and has been upgrading and changing the models of the car over the last 15 years. 

How Much is Chevrolet Equinox Car Insurance?

To get insurance through State Farm for your Chevrolet Equinox, you would pay $124.43 a month. Insurance through Geico will cost $93.14, and Progressive insurance will cost $93.24. On average, insurance will end up costing you about $104.

Geico is the cheapest insurance company to go through for your Chevrolet SUV. 

2021 Nissan Rogue Insurance Cost 

We will compare the 2021 Nissan Rogue car insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Nissan Rogue

The Nissan Rogue has been around since 2007. The compact crossover SUV has gone through a series of changes to its design and functions over the past decade. 

How Much is Nissan Rogue Auto Insurance?

To get insurance through State Farm for your Nissan Rogue, you would pay $129.31 a month. Insurance through Geico will cost $91.39, and Progressive insurance will cost $95.40. On average, insurance will end up costing you about $105.

Geico is the cheapest insurance company to go through for your Nissan Rogue SUV. 

2021 Ford Explorer Insurance Cost 

We will compare the 2021 Ford Explorer auto insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Ford Explorer

The Ford Explorer is a line of SUVs stemming from the Ford company. There are a variety of models that fall into the Ford Explorer line since it first came out in 1991. 

How Much is Ford Explorer Car Insurance?

To get insurance through State Farm for your Ford Explorer, you would pay $134.06 a month. Insurance through Geico will cost $98.16 , and Progressive insurance will cost $109.91. On average, insurance will end up costing you about $114.

Geico is the cheapest insurance company to go through for your Ford Explorer SUV. 

2021 Toyota Highlander Insurance Cost

We will compare the 2021 Toyota Highlander car insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Toyota Highlander

The line of Toyota Highlanders features a variety of mid-size SUVs since its introduction 20 years ago, in 2001. 

How Much is Toyota Highlander Auto Insurance?

To get insurance through State Farm for your Toyota Highlander, you would pay $138.16 a month. Insurance through Geico will cost $98.14 , and Progressive insurance will cost $96.74. On average, insurance will end up costing you about $111. 

Progressive is the cheapest insurance company to go through for your Toyota Highlander SUV. 

2021 Jeep Grand Cherokee Insurance Cost 

We will compare the 2021 Jeep Grand Cherokee auto insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Jeep Grand Cherokee

Jeep Grand Cherokee is a line of SUVs that made a grand debut in 1993. The line has since undergone a variety of changes to the design and model of the cars. 

How Much is Jeep Grand Cherokee Car Insurance?

To get insurance through State Farm for your Jeep Grand Cherokee, you would pay $129.57 a month. Insurance through Geico will cost $98.14, and Progressive insurance will cost $98.90. On average, insurance will end up costing you about $109. 

Geico is the cheapest insurance company to go through for your Jeep Grand Cherokee SUV. 

2021 Jeep Wrangler Insurance Cost 

We will compare the 2021 Jeep Wrangler Car insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Jeep Wrangler

The Jeep Wrangler line features a series of off-road SUVs. The vehicle line has been around since 1986, and while there has been a bit of upgrading over the years, the vehicle remains mostly the same. 

How Much is Jeep Wrangler Auto Insurance?

To get insurance through State Farm for your Jeep Wrangler, you would pay $123.54 a month. Insurance through Geico will cost $85.09, and Progressive insurance will cost $96.07. On average, insurance will end up costing you about $102. 

Geico is the cheapest insurance company to go through for your Jeep Wrangler SUV.

2021 Ford Escape Insurance Cost 

We will compare the 2021 Ford Escape auto insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Ford Escape

Since the year 2000, Ford Escape has been working as a compact SUV line. The Ford Escape of 2021 has a sleeker look than the original year but largely remains the same. 

How Much is Ford Escape Car Insurance?

To get insurance through State Farm for your Ford Escape you would pay $125.48 a month. Insurance through Geico will cost $88.71, and Progressive insurance will cost $89.40. On average, insurance will end up costing you about $101. 

Geico is the cheapest insurance company to go through for your Ford Escape SUV. 

2021 Subaru Forester Insurance Cost 

We will compare the 2021 Subaru Forester car insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Subaru Forester

The Subaru Forester is a line featuring compact SUVs since 1997. There have been a few changes over the years, but nothing drastic. 

How Much is Subaru Forester Auto Insurance?

To get insurance through State Farm for your Subaru Forester, you would pay $115.73 a month. Insurance through Geico will cost $87.22, and Progressive insurance will cost $93.74. On average, insurance will end up costing you about $99. 

Geico is the cheapest insurance company to go through for your Subaru Forester SUV.

2021 Jeep Cherokee Insurance Cost 

We will compare the 2021 Jeep Cherokee auto insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Jeep Cherokee

The Jeep Cherokee line is a line of SUVs that have been around since 1974. There have been many changes to the models over the last almost 50 years. 

How Much is Jeep Cherokee Car Insurance?

To get insurance through State Farm for your Jeep Cherokee, you would pay $134.38 a month. Insurance through Geico will cost $90.16, and Progressive insurance will cost $96.24. On average, insurance will end up costing you about $107. 

Geico is the cheapest insurance company to go through for your Jeep Cherokee SUV.

2021 Toyota 4Runner Insurance Cost 

We will compare the 2021 Toyota 4Runner car insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Toyota 4Runner

The Toyota 4Runner is an SUV line that has been in production since 1984. There have been quite a few changes to the design of the car over the years.

How Much is Toyota 4Runner Auto Insurance?

To get insurance through State Farm for your Toyota 4Runner, you would pay $136.84 a month. Insurance through Geico will cost $94.39, and Progressive insurance will cost $107.41. On average, insurance will end up costing you about $113. 

Geico is the cheapest insurance company to go through for your Toyota 4Runner SUV.

2021 Chevrolet Traverse Insurance Cost 

We will compare the 2021 Chevrolet Traverse auto insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Chevrolet Traverse

The SUVs in the Chevrolet Traverse line typically have between seven and eight seats. Chevrolet Traverse SUVs have been in production since 2008. 

How Much is Chevrolet Traverse Car Insurance?

To get insurance through State Farm for your Chevrolet Traverse, you would pay $124.43 a month. Insurance through Geico will cost $98.57, and Progressive insurance will cost $101.24. On average, insurance will end up costing you about $108. 

Geico is the cheapest insurance company to go through for your Chevrolet Traverse SUV.

2021 Honda Pilot Insurance Cost 

We will compare the 2021 Honda Pilot car insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Honda Pilot

The Honda Pilot line features crossover SUVs and has been in production since 2002. 

How Much is Honda Pilot Auto Insurance?

To get insurance through State Farm for your Honda Pilot, you would pay $132.21 a month. Insurance through Geico will cost $91.04, and Progressive insurance will cost $93.90. On average, insurance will end up costing you about $106. 

Geico is the cheapest insurance company to go through for your Honda Pilot SUV. 

2021 Mazda CX5 Insurance Cost 

We will compare the 2021 Mazda CX5 auto insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Mazda CX5

The Mazda CX5 is a line of SUVs that have been in production since 2012.

How Much is Mazda CX5 Car Insurance?

To get insurance through State Farm for your Mazda CX5, you would pay $122.46 a month. Insurance through Geico will cost $82.61, and Progressive insurance will cost $94.40. On average, insurance will end up costing you about $100. 

Geico is the cheapest insurance company to go through for your Mazda CX5 SUV.

2021 Hyundai Tucson Insurance Cost 

We will compare the 2021 Hyundai Tucson car insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Hyundai Tucson

In 2004, Hyundai began to produce the Hyundai Tucson, a line of SUVs. 

How Much is Hyundai Tucson Auto Insurance?

To get insurance through State Farm for your Hyundai Tucson, you would pay $127.45 a month. Insurance through Geico will cost $89.37, and Progressive insurance will cost $91.74. On average, insurance will end up costing you about $103. 

Geico is the cheapest insurance company to go through for your Hyundai Tucson SUV. 

2021 Subaru Crosstrek Insurance Cost 

We will compare the 2021 Subaru Crosstrek auto insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Subaru Crosstrek

The Subaru Crosstrek has been in production since 2012 and is a line of subcompact SUVs. 

How Much is Subaru Crosstrek Car Insurance?

To get insurance through State Farm for your Subaru Crosstrek, you would pay $113.08 a month. Insurance through Geico will cost $101.46, and Progressive insurance will cost $96.24. On average, insurance will end up costing you about $104. 

Progressive is the cheapest insurance company to go through for your Subaru Crosstrek SUV.

2021 Ford Edge Insurance Cost 

We will compare the 2021 Ford Edge car insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Ford Edge

The Ford Edge is a line of crossover SUVs that have been in production since 2007. 

How Much is Ford Edge Auto Insurance?

To get insurance through State Farm for your Ford Edge, you would pay $124.04 a month. Insurance through Geico will cost $88.31, and Progressive insurance will cost $97.57. On average, insurance will end up costing you about $103. 

Geico is the cheapest insurance company to go through for your Ford Edge SUV. 

2021 Jeep Compass Insurance Cost 

We will compare the 2021 Jeep Compass auto insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Jeep Compass

The Jeep Compass is a line of crossover SUVs that have been in production since 2006. 

How Much is Jeep Compass Car Insurance?

To get insurance through State Farm for your Jeep Compass you would pay $117.58 a month. Insurance through Geico will cost $89.42, and Progressive insurance will cost $95.24. On average, insurance will end up costing you about $101. 

Geico is the cheapest insurance company to go through for your Jeep Compass SUV. 

2021 Chevrolet Trax Insurance Cost 

We will compare the 2021 Chevrolet Trax car insurance cost with State Farm, Geico, and Progressive.

Brief History/Summary of Chevrolet Trax

The Chevrolet Trax is a line of crossover SUVs that have been in production since 2012. 

How Much is Chevrolet Trax Auto Insurance?

To get insurance through State Farm for your Chevrolet Trax, you would pay $122.57 a month. Insurance through Geico will cost $89.11, and Progressive insurance will cost $89.40. On average, insurance will end up costing you about $100. 

Geico is the cheapest insurance company to go through for your Chevrolet Trax SUV.